(Publié aussi en français sous le titre Appendice A – Guide sur les protections d'assurance offertes aux fonctionnaires en cours de déplacement)

Effective Date: April 1, 2008

Note: Insurance coverage varies based upon an employee's profile and specific travel requirements. Employees are advised to verify all insurance coverage.

INCIDENTS

HIGHLIGHTS OF INSURANCE COVERAGE

SOURCES

EMPLOYEE INQUIRIES

Death and Dismemberment

Multiple insurance plans

Public Service Superannuation Act

Public Service Management Insurance Main Plan

Public Service Management Insurance Executive Plan

Flying Accidents Compensation Regulations

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American Express, Government Travel Card Program ($500,000 Travel Accident Insurance)

Standing Offer / Agreement with PWGSC and car rental agencies

American Express Government Travel Card Program (Car Rental Accidental Death & Dismemberment Insurance)

Contact your Human Resources Compensation Section, Pay & Benefits Section

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Contact your designated Departmental Travel Co-ordinator

Injury-on-Duty Leave

Employees disabled due to an occupational injury or disease entitled to injury-on-duty

Government Employees Compensation Act

Public Service Terms and Conditions of Employment Regulations

Collective Agreement

Contact your Human Resources Compensation Section, Pay & Benefits Section

Long-term Disability

Monthly income benefit when unable to work for lengthy period due to disabling illness or injury following an "elimination period"

Public Service Management Insurance Plan (Main & Executive)

Disability Insurance Plan

Contact your Human Resources Compensation Section, Pay & Benefits Section

Medical Expenses Resulting from Illness or Injury

Employee coverage

Emergency Travel Assistance Services

Eligible expenses

Public Service Health Care Plan

Public Service Dental Care Plan

Contact your Human Resources Compensation Section, Pay & Benefits Section

Private Life Insurance Benefits Deemed Null and Void Because Death Resulted from War or Other Hostile Activities

Compensation to survivors of federal public servant

High Risk Travel Compensation Plan

Contact your Human Resources Compensation Section, Pay & Benefits Section

Indemnification and Legal Assistance Related to Actions Arising from Performance of Duties Including While in Travel Status

Indemnification and protection from certain financial costs of Crown servants against liability to the Crown and to third parties and provision of legal assistance where appropriate

Policy on Indemnification of and Assistance for Crown Servants

Contact your designated Departmental Travel Co-ordinator

Damage to Privately-owned Vehicle Driven on Official Business

Employer assumes no financial responsibility other than paying authorized kilometric rate and supplementary business insurance premium, when required.

Travel Directive

Appendix B – Kilometric rate

Contact your designated Departmental Travel Co-ordinator

Damage to Crown-owned Vehicle Driven on Official Business

Federal government "self-insures" its own vehicles

Motor Vehicle Policy

Contact your designated Departmental Travel Co-ordinator

Auto Rental Public Liability and Property Damage (PL&PD) Coverage

Rental rate includes some rental insurance

Standing Offer / Agreement with PWGSC and car rental agencies

Contact your designated Departmental Travel Co-ordinator

Damage to Rental Vehicle

Collision Damage Waiver or Loss Damage Waiver (DCW/LDW)

American Express, Government Travel Card Program

Contact your designated Departmental Travel Co-ordinator

Unexpected Return Home Insurance

Unexpected return home coverage in the event of the death of an immediate family member while on government travel

American Express Government Travel Card Program

Contact your designated Departmental Travel Co-ordinator

Flight and Baggage Delay and Hotel/Motel Burglary

Coverage for the following:
– missed connection
– delayed flight departure or denied boarding
– emergency baggage delay
– hotel/motel burglary
– entertainment allowance

Maximum aggregate benefit

Reasonable expenses

Loss of personal items

American Express, Government Travel Card Program

Contact your designated Departmental Travel Co-ordinator

Lost or Stolen Baggage

Payment for lost or damaged baggage

American Express, Government Travel Card Program

Contact your designated Departmental Travel Co-ordinator

Car Rental Personal Effects Burglary

Burglary to personal effects while such are in transit in the Rental auto

Insured is covered in the event of robbery or theft of personal effects (except money) while being carried, worn or used in travel status (with limitations)

American Express Government Travel Card Program